Our Mission & History
Partnering with schools to create safer learning environments. ASCIP’s mission is to provide the highest quality of service and the most extensive coverage available to its members at a competitive price.
Formed in 1980 as a joint purchase program, the Alliance of Schools for Cooperative Insurance Programs (ASCIP) became a risk-sharing pool in 1985. ASCIP is a non-profit public agency and Joint Powers Authority (JPA) that provides liability, property, workers’ compensation, and health benefits coverage to public school districts, charter schools, community colleges, and subsidiary JPAs throughout the state of California.
Our philosophy of efficient operations and fiscal prudence has resulted in a net position of over $130 million in net position while enabling us to extend coverage to a student population of 1 million and a total insured property value of $50 billion.
Financially strong with over 45 years of providing outstanding quality, extensive coverage & premier services to meet schools' needs.
The ASCIP Difference
Broad Coverage
- General/Auto liability including Errors & Omissions protection
- Employment-related claims coverage (occurrence basis)
- Sexual molestation coverage (claims made basis)
- Computer hardware and software (EDP) coverage
- Cyber coverage
- 911 Emergency response coverage - expense reimbursement to $2,500
- Student Injury Medical Coverage
- Foundation organization coverage
- Boiler and machinery coverage
- Rental interruption (COPs) coverage
- Employee crime coverage provides $5,000,000 in limits
- Automobile physical damage (on and off premise) coverage
- Incidental medical malpractice coverage
Outstanding All-Inclusive Menu of Services
- Claims administration
- Litigation management
- Property appraisals
- Facility safety and security inspections
- We-Tip, We-Tell, and Do-Tell membership
- Risk management and loss control consulting
- Risk and safety audits
- Training-webinars, seminars and online modules
- Safety credits
- Loss prevention grants
Program Cost
- Pricing is ALL-inclusive; no hidden costs are involved!
- Actuarially rated (no manipulation of rates through locked-in membership)
Membership Considerations
- Member owned & governed
- No locked-in minimum membership requirement (most JPAs require 3 years)
- 90-days notice of termination (most JPAs require 6 months)
- Renewal rates provided in March each year to allow for budget preparation
- Administered by in-house staff (we are your employees)
- As a not-for-profit organization, premiums reflect member needs onlyx